I still plan on going to the interview, knowing full well that it is a scam. Primericas site is for the people they con into buying insurance. mail in a letter with your info, we will give you a call. He told me to have a seat and that there was going to be a presentation. I kept asking what my role would be and he kept replying that he didnt know, that he could not tell from my resume what I could do and that he was not offering me a job. He invited me to go to an event of some kind, and I agreed. I got referred to Primerica by a fellow friend of mine. A lot of people like in this blog are used to trading their time for money, going from one job to another. After that she was with very little interest to meet again. Now here I am, I think Ill be cancelling my interview for tomorrow. Meet Primerica, the New Wall Street IPO That's Really a Multi-Level I am so tired of these scammers connecting with you and then giving you a sales pitch. They focus heavily on helping the middle class with financial products. How likely is it that they can manage to fool all 50 of them? Im glad I didnt give them the $99 dollars, they told me it was for a background check, plus $25 a month to access your account through their website. Jeb The reason why they dont give you any information prior to the fake interview is because IT IS A SCAM. it is clear that it is not a typical job if you build a business with them based on the comments. They all were wearing suits and carrying black portfolios. Only regret filled out the intake paperwork, but kept a copy intentionally messed up. no phone. There were a ton of empty chairs and he said there was just a big sales meeting earlier. Now, I did not get asked to pay anything and was told that Primerica would pay to have me licensed, but I was also told to come back for an open house to learn more about the company. She is candid, very kind, open. MLM is not a business. Wondering if it was even actually possible. The subject turns to travel. Its dead quiet, and a woman Ill call Mary comes in, telling me she is waiting for someone she had met there the night before. Another middle schooler came in and went directly to the back where the party was. I dont dismiss this reality that commissions in a MLM organization are necessarily lower than those one would earn in another sales setting. Wasted my time. http://www.sequenceinc.com/fraudfiles/2013/02/is-multi-level-marketing-a-legitimate-business-method/. As someone whos in commission sales- I feel bad for people who fall into companies like this one. But you dont actually own anything, many times not even the right to take your customers with you if you leave the MLM. All MLMs eventually reach a saturation point where the bottom tiers are almost literally competing for scraps because the word gets out about the nature of their business model and they become shunned by most prospective recruits. I definitely wish Id gotten the name of the business and researched this before going to that meeting & giving them my personal information. Anyone with money who makes a good living does not discuss that in open form with people at a so called job interview be smarter than the rest of us , cancel , complain and dont let them take advantage of you. He asked if I had a job and I said no but I need one. They allow an objective summary of the facts. You would think that this would be BEYOND retirement for people who are setting themselves up with residual income. Auto & Homeowners Insurance 4. They would contract with these companies to offer customized plans that are not offered if you the customer dont go through Primerica first. So me and my friend were at the store when a guy randomly came up to us to talk about his wifes company. A huge amount of life insurance agents have their life insurance with Primerica because we sell the best product for the least amount of money and we know how to show you what you are getting so you wont be fooled by a scammer. Additionally, the MLM structure sucks for the Primerica representatives. He proceeded to tell me that he called his partner about me and said I am great with people and would love for me to join their team if I was open to opportunities. The other woman never shows up. He wasnt really giving me a clear description of the job, but I still heard him out. The final weird thing was if she felt like the discussion went well she would invite me to a formal interview where I could ask questions. On have other hand, it works and i do get to help people out of debt and stay out of debt. But, I didnt want to join the business they lightly mentioned because I didnt really see any real income coming from this and I knew I could make more money doing my own thing if I applied myself. If I could teach that to others, that would be cool right? NO legitimate for hire position will require the applicant to pay for the privilege to work for the company. Almost everyone involved in MLM is guaranteed to lose money. I sent him a follow up email to try to nail down a time again. He texted me the address (unprofessional) and me, being naive agreed. About 20 minutes later I received a phone at my job stating his name was David. Then he went even further to explain that he could help my parents lower their insurance, debt, and help me pay for my college textbooks. Thank you all for this i guess i wont be going to that appointment today. Third, my agent told us that he much preferred to bring in people to work just part-time, and he had for his first 18 months with the company, because it takes a while to support oneself in this or any commissioned sales position. He agreed, however, I had a bad feeling about him and the conversation we had had and decided not to call him back. Many of them, have a question mark still attached, which makes me wonder if any resolutions were achieved in those cases. He told me Primerica can be compare to charles schwartz, and a list of fortune 500 financial companies.Anyway, thanks for saving a hour drive to the interview. Ha!!!! It would be too painful to add up all the hours, dollars, and gas I had so far invested into this business. Apparently, his company helped a lot of families who couldnt afford such help otherwise. Yes, but for other areas, not recruiting. Over 3 Million people exploited over the last 15 years. A very tan/slightly burnt, attractive young 20-something came in and spoke to the receptionist for a minute about her Florida trip and went to the back where I could now see more middle-schoolers, all dressed like they were ready to model for a Kohls back to school sale flyer. The answer, I am CERTAIN, is NO! Peace and blessings to you. * What is a pyramid scheme exactly? Were talking about widespread abuses such as this. People should learn to use critical thinking skills before jumping into something like this, as they prey upon your emotions and desperation. I was bugged to come to those meetings that were a complete waste of my time. Thank you so much. She handed me a clip board and asked me to fill out the information requested. Most will say no, but I just want to help them get answers and maybe I can get them a solution. Even the man who started it wants nothing to do with what it has become. 28 Best Direct Sales Companies To Sell Products From Home [2023] I eventually had to block my recruiters number, cancel my account and deactivate my online banking Plz anyone whose thinking of attending or believing what these people are trying to sell you, reconsider . I was making nothing doing work that was not only boring, but physically painful. Needless to say I didnt invest the time and effort to go back there for the presentation that night. One last question: Might you also direct me to the financial services provider anxious to hire a gray-headed, chicken-necked, bifocaled old cronewhose work ethic and ethics generally are strong?! I then sat through the presentation which also seemed legit because the two presenters just seemed so down to earth and passionate about helping the common man (except the guy who kept bragging about his house and cars). I noticed several of the new people in the front row looked very restless, like they just wanted to get out of there. The woman who did the phone interview was very nice but once I got off I didnt even recall what the job was really about and realized she set me up in a few days for an in person group interview. Snowden Dunks on 'The Get-Rich-Quick Real Estate Investing - Vice All of this is broken into ordinary conversation somehow. I said ok and never went back. Glad I didnt waste my time. I would try to ask the instructor questions about the topics and he would tell me not to ask questions just memorize the material and take the test. It is about the education of it all isnt it? The whole thing seemed extremely odd to me that they would be interested in employing someone like myself who has zero experience in this field. The outdated nature of your claims constitutes libel until corrected. Tracy you cant help others unless you help yourself first. Sooooo after reading all the comments, I will NOT be going. The TRUTH About Primerica - Scam Or Legit? - Duford Insurance Group Ok guys,heres my story: I work two part time retail jobs and am seeking to leave both for one full time position. Just like most of these posts, they said they werent looking for people who have college degrees or serious career experience. He collects his clients resumes and he did it in front of me. One of those analysis of Primerica showed how that it is nothing more than a game where you dont really make any money, and its all about recruiting and selling over priced term life insurance. Oh well I showed you the PowerPoint and video?? If you believe the internet only posts the truth, you are dreaming! Good servant leaders in Primerica do not trick people. I was thinking it was odd that I still didnt know the name of the company. Now, I really did enjoy speaking with the woman and we got along great, but the whole thing did sound more like a sales pitch than an interview. He went on to explain that the company offers free financial health reports to perspective customers and that all they ask in return from the prospects is they offer up a list of 15 local contacts so they can hopefully recover the expense of this complimentary offer. Thanks to all for the above info. I feel more insulted then anything right now because I think the two I met were only there to seek for people. This affiliation between the two companies is one of the oldest partnerships inside the Primerica menu of products and is fairly popular. I got a call a little while again and it seemed very odd. For 5 years, Primerica has been paid automatically from my bank account. I seem to have ulterior motives?
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