YOU FURTHER ACKNOWLEDGE THAT THE MONTHLY FEE STRUCTURE WHICH COMBINES THE SERVICES PROVIDED BY US, TOGETHER WITH THE INVEST ACCOUNT SERVICES, IS SOLELY FOR EASE OF BILLING PURPOSES, AND THE DIVISION OF FEES PAID TO THE BANK AND FEES PAID TO GREENLIGHT ADVISORS FOR INVESTMENT ADVISORY SERVICES ARE CLEARLY SPELLED OUT UNDER FEE SCHEDULE HEREIN AND IN THE ADVISORY AGREEMENT. The format of check transit number - XXXXX - YYY The first 5 digit is called branch transit number and identifies the exact branch of the bank. Restrictions on Preauthorized Debits from Card Account, Fee Schedule and Balance/Transfer Limitations.. For errors involving point-of-sale debit card transactions, we may take up to ninety (90) days to investigate your complaint or question. This notice may be given before or after a lawsuit has been started over the Claim and may address any Claims brought in the lawsuit provided that a party may not pursue a Claim in a lawsuit and then seek to arbitrate that same Claim unless the other party has asserted another Claim in the lawsuit or an arbitration. Your Liability for Unauthorized Transfers.. Email Us Text Us Or call us at 888-483-2645 We're here to help 24 hours a day, 7 days a week. There may be a fee for replacing your Card (please see the Fee Schedule table for details). We may refuse to process any transaction that we believe may violate the terms of this Agreement. Use of your Card is subject to all applicable rules and customs of any clearinghouse or other association involved in transactions. By enrolling for these types of communications, you understand and agree to be responsible for any fees or charges you incur as a result of this enrollment. Notwithstanding the above, Greenlight may refuse to accept any Referred Customer, and such decision shall be at the sole discretion of Greenlight. BOFAUS3N. Type the name of your bank and "routing number" into a search engine. Like all other financial institutions, Green Dot requires your accounting number and routing number for all transactions. For purposes of this Agreement, the term Claim shall have the broadest possible meaning. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct, and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card. The expiration date of your Card is identified on the front of your Physical Card, or on the digital representation of your Virtual Card. If you have a TD Bank checking account, you can also find your routing number on a check the check routing number is the first nine numbers in the lower left corner. My child doesn't have a . At the timely request of either party, the arbitrator must provide a brief written explanation of the basis for the award. We will bear the expense of our attorneys, experts, and witnesses. - Debit card for kids and teens Share the account and routing information with your child's employer. Neither the Issuer nor Greenlight is responsible for the delivery, quality, safety, legality or any other aspects of goods or services that you purchase from others with a Card. Funds may be added to your Primary Account, calledvalue loading, at any time, subject to the restrictions below. Indicating your desire to opt out of this Arbitration Provision in any manner other than as provided above is insufficient notice. If your Card Account is closed, your Invest Account will also be closed in accordance with the terms of Advisory Agreement and the Greenlight Advisors Invest Terms of Service. Routing number Account number. DriveWealth means DriveWealth, LLC, an SEC registered broker-dealer and member of the Financial Industry Regulatory Authority, Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). This includes fees not charged by a court. The kids' and teens' banking app with investing. However, if a Primary Accountholder initially enrolls in a higher tier Card Plan and purchases any Equities while under that Card Plan, then downgrades to the Greenlight Core Plan, the Primary Accountholder will be permitted to retain those Equities purchased prior to the downgrade, but will not be able to increase the amount of their investments in those Equities unless they are also on the curated list of ETFs available under the Investing for Parents Lite feature. This new Invest Account established for the Primary Accountholder will be in addition to any Invest Account(s) that have been established for a Secondary Cardholder; provided, however, that the Primary Accountholder will, in all cases, be the record owner of all Invest Accounts that are established for a Primary Accountholder or any related Secondary Cardholder, together with all Equities purchased for such Invest Account. If your Card Account is closed, your Invest Account will also be closed in accordance with the Advisory Agreement and the Greenlight Advisors Invest Terms of Service. Atlanta, GA 30308 The Primary Accountholder hereby authorizes and instructs Community Federal Savings Bank to collect the investment advisory fee payable to Greenlight Advisors (if any) from the Monthly Fee and directs Community Federal Savings Bank to remit such $2.99 investment advisory fee directly to Greenlight Advisors on a monthly basis. A routing number is a unique number that identifies a specific banking institution. Some merchants do not allow cardholders to conduct split tender transactions where you would use the Card as partial payment for goods and services and pay the remainder of the balance with another form of legal tender. YOU FURTHER ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT LIABLE FOR ANY LOSSES OR DAMAGES OF ANY KIND THAT MAY ARISE FROM, OR IN CONNECTION WITH, THE INVEST ACCOUNT SERVICES. NO_INVESTMENT_ACCOUNTS. We may close this Card or temporarily or permanently limit specific activities the Card can perform at any time upon suspecting or observing potentially fraudulent activity or activity otherwise prohibited by this Agreement. Any translation provided may not accurately represent the information in the original English. If you use your Virtual Card for a mail order, telephone, or Internet purchase, the legal effect will be the same as if you used the Physical Card itself. The arbitrator must apply applicable substantive law consistent with the FAA and applicable statutes of limitations and claims of privilege recognized at law. QSR-0122-02676. Deposit products offered by Wells Fargo Bank, N.A. How do you use my personal information? Arbitration is started by initiating an arbitration or required by giving written notice to the other party requiring arbitration. We may contact you at home, at your place of employment, on your mobile telephone at any time, including weekends and holidays, at any frequency and leave prerecorded messages or messages with others. Open an Internet browser on your computer or smartphone and type the terms into the search bar. Share the account and routing information with your child's employer. The Greenlight + Invest Plan includes all of the Greenlight Core Plan Services, together with all of the Invest Account Services as well as any other features and functionality of the Greenlight + Invest Plan as described in the Greenlight Terms of Service available in the Policy Center link available on the Greenlight website at www.greenlight.com. Invest Account Services means the investment advisory services provided by Greenlight Advisors as a Registered Investment Advisor and the brokerage services provided by DriveWealth as a broker-dealer. YOU ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT PROVIDING ANY OF THE INVEST ACCOUNT SERVICES INCLUDED IN ANY OF THE CARD PLANS. If you are interested in talking to a live person about your Green Dot account, you may experience long wait times. Greenlight is a financial technology company, not a bank. NOTE: The CFSB App site you selected will open in a new window. Sign in to your bank account and go to "account information" or "account summary." The routing. Why am I being asked to verify my identity? d. Choosing the Administrator:Administratormeans the American Arbitration Association (AAA), 1633 Broadway, 10th Floor, New York, NY 10019, www.adr.org; JAMS, 1920 Main St. at Gillette Ave., Suite 300, Irvine, CA 92614, www.jamsadr.com, or any other company selected by mutual agreement of the parties. This Cardholder Agreement (Agreement) outlines the terms and conditions under which the Greenlight Prepaid Mastercard has been issued to you by Community Federal Savings Bank (Community Federal Savings BankorIssuer). Usually you'll find 3 separate sets of digits there: The first set - which is 9 digits long - is likely to be your routing number. This Arbitration Provision also is binding upon and benefits us. Greenlight Customer Service agents are available 24 hours per day, 7 days per week, in order to respond to your inquiries. If you notify us within two (2) business days of any unauthorized transactions, you can lose no more than $50.00 if someone used your Card without your permission. YOU ACKNOWLEDGE THAT GREENLIGHT ADVISORS AND DRIVEWEALTH ARE UNAFFILIATED THIRD PARTIES TO COMMUNITY FEDERAL SAVINGS BANK WITH RESPECT TO THE INVEST ACCOUNT SERVICES. You will not receive a Personal Identification Number (PIN) for your Virtual Card, and your Virtual Card cannot be used for ATM transactions. You can upgrade or downgrade your Card Plan at any time, but not more often than once each monthly billing cycle. 3 An amount equal to $2.99 per month represents the fee for investment advisory services being charged by Greenlight Advisors in connection with the Invest Account Services pursuant to the separate Advisory Agreement. Discover quick, simple and convenient way to take command of your bank account, on your mobile phone. The meanings of terms, conditions and representations herein are subject to definitions and interpretations in the English language. This Agreement will be governed by the law of the State of New York except to the extent governed by federal law. Account Number . While the routing number identifies the financial institution's name, the account numberusually between eight . You acknowledge and agree that the value available in the Card Account is limited to the funds that you have loaded into the Card Account or have been loaded into the Card Account on your behalf, including any transfers from your Invest Account (as described under Loading Your Card below), less the amount of any claims against the Card Account. . Where is the routing number located on a check? Arbitration is a method of resolving disputes in front of one or more neutral persons, instead of having a trial in court in front of a judge and/or jury. The account number works in conjunction with the routing number. This nine-digit number has three components. A two-character location code (letters and digits) for your . You will have access to your funds immediately for an initial value load after Physical Card receipt and PIN selection; subsequent value loads will be made available in accordance with the Issuers funds availability policy. Fedwire - You can look up your routing . It is used for electronic transactions such as funds transfers, direct deposits, digital checks, and bill payments. If there are insufficient funds in the Primary Account, the Monthly Fee will be withdrawn from your Funding Account, pursuant to the authorization provided by the Primary Accountholder to the Issuer in this Agreement. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions. 1 A single Monthly Fee will be assessed against either the Primary Account or any of the Secondary Accounts if funds are not available in the Primary Account and the Funding Account. If you elect to purchase a specific dollar value of securities through the Greenlight application, in order to facilitate the transfer of the necessary funds from your Card Account to your Invest Account, you also authorize Community Federal Savings Bank to follow instructions from Greenlight Advisors to transfer funds from your Card Account at Community Federal Savings Bank to your Invest Account at DriveWealth on your behalf. Wells Fargo Alaska. 1 Chase Mobile app is available for select mobile devices. If your account number only has nine digits, as on the cheque account number below, simply add two zeros in front, like this: 00123456701. It can be a quicker and simpler way to resolve disputes. Arbitration of a Claim must comply with this Arbitration Provision and, to the extent not inconsistent or in conflict with this Arbitration Provision, the applicable rules of the arbitration Administrator. Both the Primary Accountholder and any Authorized Approver may authorize a load from any Funding Account used to add funds to the Primary Account. We leverage our personal experience and knowledge to bring clarity to your financial decisions. An opt-out notice is only effective if it is signed by you and if we receive it within thirty (30) days after the date you received this Agreement. LRC-1121. It identifies your bank, which likely holds very many accounts, while your account number indicates your personal financial product. Institution number - 3 . Message and data rates may apply. FOR THE AVOIDANCE OF DOUBT, THE INVEST ACCOUNT IS NOT MAINTAINED BY COMMUNITY FEDERAL SAVINGS BANK, AND ANY SECURITIES OR FUNDS IN THE INVEST ACCOUNT ARE NOT DEPOSITS OR OTHER OBLIGATIONS OF COMMUNITY FEDERAL SAVINGS BANK, ARE NOT GUARANTEED BY COMMUNITY FEDERAL SAVINGS BANK, AND ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION. You will bear the expense of your attorneys, experts, and witnesses if we prevail in an arbitration. The Card is not designed for business use, and we may close your Card Account and require the return of your Card if we determine that it is being used for business purposes. Email Us About Us Community. We, us,andourmean the Issuer, our successors, affiliates, or assignees. Check or statement - bank-issued check or bank statement. Our business days are Monday through Friday, excluding federal holidays, even if we are open. The opt-out notice must be sent to us by mail at: Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308. 111000038, chase, suntrust etc. IF YOU SELECT ANY CARD PLAN INCLUDING INVEST ACCOUNT SERVICES, YOU AUTHORIZE US AND GREENLIGHT TO DISCLOSE YOUR PERSONAL INFORMATION TO GREENLIGHT ADVISORS AND DRIVEWEALTH AS NECESSARY FOR GREENLIGHT ADVISORS AND DRIVEWEALTH TO PROVIDE THE INVEST ACCOUNT SERVICES AND ANY RELATED SERVICES. Four Steps: Respond: Immediate response to the point, positive, neutral or negative. All amounts are expressed in U.S. Greenlight does not hold any consumer funds; any funds that you may add to your Card Account are solely held by Community Federal Savings Bank unless transferred to your Invest Account held by DriveWealth in order to make purchases of equity securities. Greenlight Infinity My Account Debit Card Family Cash Card Can't find what you're looking for? Limitations on amounts that may be added to your Primary Account and associated fees may be found on the Fee Schedule table below. i. Visit Our Woodhaven Branch. Routing numbers are nine-digit numbers that identify your bank or credit union in a financial transaction. In addition to the base services described above which are included in the Greenlight Core Services described under the heading Greenlight Core Plan below, the Greenlight Services also include the Invest Account Services as further described under the heading Invest Account Services below, the Greenlight Max Plan Services as further described under the heading Greenlight Max Plan below, and the Greenlight Infinity Plan Services as further described under the heading Greenlight Infinity Plan below. A Secondary Cardholders direct deposit will be attributed to the individuals Secondary Account. Secondary Cardholderis any individual authorized to use a Secondary Account by the Primary Accountholder. Any translation of this Agreement is provided for your convenience. TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW, YOU HEREBY WAIVE ANY CLAIM THAT YOU MAY HAVE AGAINST COMMUNITY FEDERAL SAVINGS BANK RELATING TO THE INVEST ACCOUNT SERVICES. 89-16 Jamaica Avenue Woodhaven, New York 11421 718.847.6333 WHENEVER FUNDS ARE NO LONGER HELD IN YOUR CARD ACCOUNT, SUCH FUNDS ARE NOT FDIC INSURED VIA COMMUNITY FEDERAL SAVINGS BANK, AND WE ARE NO LONGER RESPONSIBLE FOR SUCH FUNDS IN ANY WAY. The first two digits "05" correspond to the 12 Federal Reserve Banks that represents the bank. (You should retain a copy of your opt-out notice and evidence of mailing or delivery.) The Card is not for resale. Get started Learn how we collect and use your information by visiting our Privacy Statement. Each routing number is made up of nine digits. The maximum number of Secondary Accounts permitted is five (5). The ACH Authorizer understands that it may take Greenlight or the Issuer up to three (3) business days to process such a revocation. Pathward powers financial inclusion for all and is committed to providing a path forward to people and businesses to reach the next stage of their financial journey. General:This Arbitration Provision describes when and how a Claim (as defined below) may be arbitrated. North Adams Greylock North Adams Branch. Also, we will pay these fees if applicable law requires us to, if you prevail in the arbitration, or if we must bear such fees in order for this Arbitration Provision to be enforced. The Greenlight Services fees are unrelated to any such fees that may be charged to you by a third party, arising from your use of Greenlight Services. However, there are some exceptions. Select 'Direct deposit' Follow the prompts to set up direct deposit. Access Denied If you have any questions, call (800) 624-6308 On the home screen, tap Settings . If you use your Physical Card at an automated fuel dispenser (pay at the pump), the merchant may preauthorize the transaction for an amount up to $100 or more. Under the Investing for Parents Lite feature, the Primary Accountholder will solely be able to invest in a select number of Exchange Traded Funds (ETFs) (initially 10) that have been chosen by Greenlight Advisors to represent different levels of risk matching the different risk tiers that are recommended by Greenlight Advisors based on the Primary Accountholders responses to initial screening questions regarding risk tolerance and investment horizon. Investing involves risk and may include the loss of capital. Routing numbers, sometimes called transit numbers, are public and . Cardholder Services You should not write your PIN onto your Physical Card or keep your PIN with your Physical Card. Routing number = 000127601. In addition to the three Card Plans listed above that are available for enrollment at any time pursuant to the terms and conditions set forth in this Agreement, there are also two other Card Plans, the Greenlight Select Plan and the Greenlight + Invest Plan that are restricted by Greenlight and can only be selected under the limited circumstances outlined in this Agreement. You can also cancel your Card Account at any time, but you will not be eligible for a partial refund of the unused portion of the Monthly Fee allocable to the remainder of your current monthly billing cycle. The Issuer is an FDIC-insured member institution. (option was removed) Interesting To Know 5.07K subscribers Subscribe 14K views 1 year ago UNITED STATES Hey guys, how's it going today, great to see ya. The funds underlying your Card Account are held by Community Federal Savings Bank and FDIC-insured up to the applicable limits in the event Community Federal Savings Bank fails, provided we have been able to fully verify your identity.