CO, Jason D Learn more & apply today! Call Stephanie today. 380 Las Vegas NV 89113 702-369-0905 F855-861-5261, Alpine Mortgage Planning8363 W. Sunset Rd. Andrew made the process go smooth. Aames Home Loan Inc.ISAOA/ATIMA PO Box 57093 Irvine, CA 92619-7093 ABN AMRO Mortgage Group IncISAOA/ATIMA PO Box 57068 Irvine, CA 92619-7068 Accubanc Mortgage Corporation . They were great! We make solar possible. Lock in the same rate for the life of the loan. 1Based on Rocket Mortgage data in comparison to public data records. Evergreen Business Capital is the Northwest's leading Small Business Administration (SBA) / Certified Development Company (CDC) Loan Program expert. You may also use our automated voice response system to obtain loan information and make payments. Seattle, WA, Josh Shock $915,000. Community 1st Bank Wisconsin Property Loan; Evergreen Home Loans Purchase Mortgages; FlexPoint Mortgage; Home Bay Mortgage; Metro . The primary government-backed mortgages include VA, FHA, and USDA loans. I would recommend them to anyone purchasing a new home. Newport, OR, Emily Ritter And referring everyone I know buying home! Azure and the entire team had excellent communication, and made the entire process incredibly easy and stress-free. Box 280 Sumner, WA 98390 Send Us a Compliment Don't fall prey, there's a zillion better, knowledgeable and professional mortgage brokers out there, you don't need to settle for gross incompetence!!!! Think I'm just making this stuff up? As a provision in a borrowers property insurance policy, the clause stipulates that, in the event of loss or damage to the property, the insurance company would make payments to the mortgagee. NMLS# 399797. Listing by Howard Hanna, (585) 227-4770. Rocket Mortgage received the highest score in the J.D. Compare Home Loans. He doesn't make you feel pressured. (410) 535-6291. Claims of Fraud in the Subprime Mortgage Market Illuminate a Murky World, Forbes. Rocket Mortgage, 1050 Woodward Ave., Detroit, MI 48226-1906. Amazing! Love all the digital options and the certain perks that came with evergreen ie cash up and the 5k earnest bonus. In a real estate transaction, a mortgagee provides a mortgage loan to a mortgagor, who, in turn, offers the title of the property purchased to the mortgagee as collateral. I highly recommend it for your tranquility and peace of mind. Las Vegas, NV, Stacey Shackley Lets take a closer look at what it is, so you have a clear understanding of how it can impact you and your lender. Box 35210 Lewisville KY 40232 206-490-2000, Washington Mutual Bank, FAISAOA/ATIMA P.O. We're on a mission to empower consumers to make the best decisions and connect confidently with companies that Instead, use the information as a reference to get you closer to where you need to be. Get a lower initial rate and lower payments too. Evergreen Home Loans serves customers in the following states: Alaska Arizona California Idaho Nevada Oregon Washington Shelly, our loan officer, was on top of everything! Evergreen Home Loans also has a mobile app, through which customers can conveniently view and manage their loan, as well as access tools and resources on the go. A mortgagee clause is a part of your homeowners insurance policy that protects your lender (the mortgagee) from losses incurred due to damage to your property. View more recently sold homes. Trade/service marks are the property of Evergreen Home Loans. Mortgagee clauses are also known as mortgage clauses or loss payee clauses. In a mortgage transaction, the lender serves as the mortgagee and the borrower is known as the mortgagor. Our customer-centered approach to new home finance takes into account who you are, what you aspire to, and which mortgage programs will suit your individual needs. Other amenities include gas heat, central air, hardwood floors, ceramic tiled baths, updated kitchen with granite counters and . Read about the inspiration that started it all. Full range of affordable loan programs and low down payment options. 4 Beds. A mortgagee clause is a part of your homeowners insurance policy that protects your lenderthe mortgageefrom losses incurred due to damage to your property. Denver, CO, Terence Gabatino They are very professional and answer in a timely manner. Box 100564 Florence SC 29501 206-490-2000, Washington Mutual Bank, FAISAOA/ATIMA P.O. When you sign a mortgage contract with an individual, its called a private mortgage. Box1504 Latham NY 12110 800-669-6607 800-520-5019, BankUnited, FSB (Hazard and Flood) ISAOA/ATIM A PO Box28569 Miami Fl33102 800-388-7000 847-522-8619, BankUnited, FSB (Closing) ISAOA/ATIM A 7815 N.W. Bellevue, WA 98006. Rocket Mortgage lets you get to house hunting sooner. 2,600 Sq. Neighborhood home loan lender for over 35 years, serving customers and real estate agents. Business Profile Evergreen Home Loans Mortgage Lenders Headquarters Multi Location Business Find locations Contact Information 15405 SE 37th St Ste 200 Bellevue, WA 98006-1772 Visit Website. Costs can vary depending on where you live, the type of loan you choose, and the property that you purchase. Learn more & apply today! Compare rates from multiple vetted lenders. Nearby homes similar to 3605 S Leavitt St #3 have recently sold between $425K to $425K at an average of $225 per square foot. Thank you all!!!! Going big? Therefore, if you obtain a mortgage to buy a home or property and that property is then destroyed in a fire, the mortgagee clause would ensure that the loss would be payable to your lender even though its part of your insurance policy. Box 100562 Florence SC 29501 803-929-7900 803-929-7945, Fifth Third BancorpISAOA/ATIM A P.O. For example, pretend you buy a house for $250,000 with a $50,000 down payment and $200,000 mortgage and you buy a homeowners insurance policy with $250,000 worth of coverage on the house. All rights reserved. First-time buyers need the experience of a pro. If the loan does fall through and the borrower can't actually afford the loan, Evergreen Home Loans will pay your seller $2,500. While we believe this source is reliable, the HomeTrust Bank does not endorse or guarantee the content, products or services offered by the site, and the site is responsible for its web site content and system availability. The Security Plus Seller Guarantee is a program that puts homebuyers in a strong position to purchase a home and close quickly. Mortgagee clauses are an important component of the mortgage market. Get mortgage approval now to make sure you have all the info you need to close on your property with confidence. Ever since I met Omar from the very beginning he has been very helpful very polite and very fast of where the paperwork and the answer to my questions he's a great example to older employees I'll highly recommend anybody to be helped by h. They did a wonderful job of working with us but more importantly covered numbers with us. noun. Buy before you sell with StepUp by Evergreen. No. All rights reserved. Evergreen Home Loans serves customers in the following states: To streamline the loan process, Evergreen Home Loans offers a variety of calculators to check your mortgage rates, as well as a promise to provide loans on time and without hassle through its Security Plus Seller Guarantee. 3 Beds. Box 11038 Orange CA 92856 301-893-0078, Option One Mortgage Corp. ISAOA/ATIMA P.O. A mortgagor is a borrower. Box 7026 Troy MI 48007 800-968-7700 248-250-5336, Flagstar Bank, FSBISAOA/ATIM A P.O. We have a great experience with Evergreen Home Loans. With these loans the interest rate may change periodically and monthly payments can increase or decrease based on interest rates. $1,751. Evergreen clauses can be used in different kinds of contracts, including employee stock option schemes, dividend reinvestment plans ( DRIPs ), rental lease agreements, guaranteed investment. SOLD FEB 7, 2023. See 3 floorplans, review amenities, and request a tour of the building today. The review was part of our efforts to improve the integrity of single-family insurance programs. Very fast and I like how they communicate with you and always answer a call when I have a question. Make sure to check out the Better Business Bureau reviews there's a lot of complaints on that website. She is positive, knowledgable, and an industry expert. Claudia Ruiz They made the whole process seamless, and they were always in our corner, looking out for our best interests. Fire damage is one of the most common causes of home damage and is usually protected by insurance. The staff was courteous, kind, and very professional. The Evergreen team were so supportive with the purchase of my new home. However, it is unclear what the credit score requirements are, plus the company does not disclose interest rates prior to loan application when other lenders do. Yes. Because rates tend to fluctuate often in the industry, it can be difficult for lenders to provide a definitive range, in addition to the fact that the interest rate you would get is dependent upon your personal finances and financial history. View sales history, tax history, home value estimates, and overhead views. Search. Matt Webber is an experienced personal finance writer, researcher, and editor. They are great and The level of communication and honesty in the process made it fun. Please enable JavaScript on your browser and try again. If you commit arsonan act that would void your insurance policythe clause protects the mortgagee, ensuring that your lender will still be covered. Evergreen Home Loans offers a diverse selection of loan financing options, including: While most lenders offer these loan products, it is unique that Evergreen Home Loans offers a renovation loan and home construction loan option. Mortgage Loans & Services | Michigan First Credit Union Home Mortgage Mortgage Loans and Services Apply With a Loan Officer Mortgage Servicing Financial goals are not one-size-fits-all I am looking to: Build Credit Buy a Car Buy or Refinance Get Insurance Grow My Savings Invest in My Future Lending Home Mortgage Loans Mortgage Refinance Options Evergreen Digital Mortgage Advantage Streamline and simplify the home financing process with our digital tools. The whole process was smooth and painless. Buying: A lower interest rate means more house for the same payment. For additional licensing information, go to. Whether you are building, purchasing or refinancing a home, shopping for a mortgage is one of the most important steps youll take. The company will need to document who has the lien within the policy. Everything was explained in easy to understand and simple language. Mortgagee clauses provide valuable protection for lenders because of the way that mortgages work. As youve learned, a mortgagee is a mortgage lender. Learn how it works and more about the pros and cons. Jumbo loans, often referred to as jumbo mortgages, are home loans specifically for amounts that exceed the conforming limit set by the Federal Housing Finance Agency (FHFA) and the United States . Box 57060 Irvine CA 927619 800-669-6607 800-520-5019, Bank of America, NA 173 (other types of loans) ISAOA/ATIM A P.O. With these loans, you'll only have to pay for one round of closing costs, plus you can pay an interest only monthly payment during the construction period of your new home to have a bit more flexibility. ET Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, RockLoans Marketplace LLC (doing business as Rocket Loans), Rocket Auto LLC and Rocket Money, Inc.are separate operating subsidiaries of Rocket Companies, Inc. (NYSE: RKT). 2 Purchasing Your Next Home Looking for a new neighborhood or more space? Sacramento, CA, David Evans Equal Housing Lender. Mortgage. Paul and Cindy are amazing and their team was top notch. 1,900 Sq. Wells Fargo Home Mortgage ISAOA/ATIMA PO Box 5708 Springfield, OH 45501. How do I determine how much mortgage I can qualify for? Always there to help in anyway. One of the easiest ways to determine the amount of mortgage you qualify for is to reach out to one of our loan officers. The mortgagee clause ensures that the mortgagee will be paid out even if you are responsible for the damage to the property. By selecting this link, you will be leaving www.htb.com and connecting to a site that is not owned or controlled by the HomeTrust Bank. I was a whirlwind closing and I am now in my new home thanks to Dee, Kristen, and Scott. Learn more here about the alienation clause, or due-on-sale clause, which requires all mortgage payments be made at the time of sale or transfer of ownership. Home Daycare Insurance: What It Is, Costs, and Companies, Restaurant Insurance: What It Is, Costs, and Companies. Las Vegas, NV, Daniel Morford Avana San Jose is located at 995 Tully Rd, San Jose, CA 95122 in the East San Jose neighborhood. Buy now and boost your refinancing power with a $2,500 credit toward a refinance before March 31, 2026. You may also contact FEMA at 800-621-3362 or at www.fema.gov. Do Not Sell My Personal Information, 15405 SE 37th Street, Suite 200 She's AMAZING! $363. The APR includes the cost of the interest rate plus any broker or lender fees, closing costs, discount points, or rebates. Congratulations! A mortgagee clause is found in many property insurance policies, and it provides protection for a mortgage lender if a property is damaged. Learn more Seller-Paid Buydown A solution for homebuyers and home sellers. The Rodriguez Team is amazing! Seattle, WA, Diogo Magalhaes Box 57012 Irvine CA 92619 877-530-8951 678-475-8779, Covington Industrial Bank IncISAOA/ATIM A 333 Quadrangle Ave Bolingbrook IL 60490 630-226-4220 630-226-4228, CitimortgageISAOA/ATIM A PO Box 81300 Atlanta GA 30366 800-283-7918 800-667-8424, Citimortgage, IncISAOA/ATIM A PO Box 7706 Springfield OH 45501 800-283-7918 800-667-8424, Citizens Mortgage Dovenmuehle Mortgage, Inc.ISAOA/ATIM A PO Box 25314 Santa Ana CA 92799 309-661-8700 309-661-0606, Citizens Savings BankISAOA PO Box 1207Bloomington IL 60127 309-661-8700 309-661-0606, Commercial Lending, LLCISAOA/ATIM A 7603 Maple Branch Rd Clifton VA 20124 703-303-9013 703-563-9238, Carrington Mortgage ServicesISAOA/ATIM A P.O. I cannot convey the gratitude I have for Evergreen Mortgage for their support through the process. Simple Process Buy a home with no money down Northpointe Bank makes it possible with innovative programs Read more Thanks so much Ms.P! Box 692408 San Antonio Tx 78269 800-561-4567 877-267-1331, Cap Source, Inc2009 E. Windmill Ln 89123 702-693-63181- 702-254-0806, Casey Moseman/Las Vegas Custom Loans LLC8345 W. Sunset Rd.38089123 702-271-12741-800-630-0896, Cross Country Mortgage5451 S. Durango Dr.115 Las Vegas NV 89113 702-363-6380, Cornerstone Home Lending, Inc2950 Sunridge Heights Pkwy 100 Las Vegas NV 89052 702-492-50 771-866-610-5750, Catalyst Lending4775 W. Teco Ave. 130 Las Vegas NV 89118 888-206-1600, CitiMortgage IncISAOA PO Box7706 Springfield OH 45501 1-800-248-4638 937-324-6577, Citi BankISAOAPO Box 7807 Springfield OH 455011-800- 248-4638 866-675-5772, EMC Mortgage CorporationISAOA/ATIM A PO Box 7589 Springfield OH 45501 800-695-7695 877-305-1003, EquiFirst CorporationISAOA/ATIM A Title 500 Forest Point Circle Charollet NC2 8273 704-679-4400 704-625-4500, EquiFirst CorporationISAOA/ATIM A HOI PO Box 11893 Jacksonville FL32239 704-679-4400 704-625-4500, Evergreen Home Loans8945 W. Russell Rd. 1-888-KEY-0018. We love our new home in Idaho!! ABN AMRO Mortgage Group, Inc ISAOA/ATIM A PO Box57068 Irvine CA 92619 561-237-1950 F561-237-1923, Alliance Mortgage CoISAOA/ATIM A PO Box 2139 Jacksonville FL 800- 669-9271 F904-201- 6267, Alpine Bank of IllinoisISAOA 1700 N Alpine Rd Rockford IL 61107 815- 398-6568 F815-395- 6767, American Mortgage LLCISAOA 913 S 4th St 102 DeKalb IL 60115 815- 787-2360 F815-787- 2380, Amerihome Mortgage Company, LLCISAOA/ATIM A 165 Bishops Way148 Brookfield WI 56005 262- 821-1200, Ameritrust Mortgage Corp ISAOA 284 Virginia St Crystal Lake IL 60014 815- 459-7303 F815-459-7495, Anchor Mortgage CorpISAOA 1070 N Milwaukee Ave Chicago IL 60622 773- 772-5000 F773-772- 5002, Andrews Charles Mortgage CompanyISAOA 1 Court Pl 102 Rockford IL 61101 815- 972-2600 F815-972- 2700, Astoria Federal Mortgage Corp.ISAOA PO Box 290756 Nashville TN 37229 800- 430-9944 F516-535- 8103, Arlene Gibson Realty & Mgmnt Services3690 E. Desert Inn Rd. Worked with us so patiently every step of the way! Pick Call Us. He answered all my questions. But we have tried to She put us in the best position possible which we are extremely grateful for. Visit Evergreen Home Loans http://www.evergreenhomeloans.com HOME OFFICE 15405 SE 37th Street, Suite 200 Bellevue, WA 98006 Talk to an expert toll-free: 877-242-2014 Fax: 425-974-8599 Hours: 8:00 a.m.-5:00 p.m. Pacific time Box 57003 Irvine CA 92619 215-682-1000 866-807-1814, Greenpoint Mortgage Funding, Inc.ISAOA/ATIM A P.O. to its name, this indicates that we receive compensation from the company in exchange for referring prospective Tacoma, WA, Lucian Mortgage Customer Service: Mortgage Customer Service: 877-217-9714. Enter the email address you signed up with and we'll email you a reset link. Las Vegas, NV, Roger Levesque The "mortgagor" conversely, is whoever accepts that financing, or you as a buyer. The Promotion is not applicable to any of the following Private Home Loan: - (a) Private Home Loan involving the restructuring or re-pricing of existing property loans already taken out with UOB; (b) Private Home Loan involving application for additional facility(ies) which shall be secured against property(ies) that is/are already mortgaged to . Meet our experienced and passionate team. Homeowners insurance provides you with protection against damage to your property and its contents, but it also provides protection for your lender. Mortgagees require that mortgagors purchase a homeowners insurance policy that includes dwelling coverage, which protects against physical damage to a property, and liability coverage, which protects against lawsuits brought against a homeowner in the event that someone is physically injured on their property. Determine your affordability by calculating an estimated house payment including estimated real . NMLS Consumer AccessSM Contains licensing/registration information on mortgage companies, branches, and loan originator professionals licensed by state regulatory agencies participating in the Nationwide Mortgage Licensing System Registry (NMLS). Mortgage Basics - 4-minute read, Victoria Araj - February 18, 2023. We'll walk you through the process to buy your first home. The care and attention that we experienced through the process of financing our first home was extraordinary. It is a leading mortgage company in the market, very low and reasonable interest rates, easy application, easy approval, stable in the market, it is an A+ for me. list of companies that service your state. rights reserved To contact our Loan Counseling Department, please call 800-937-6303 between the hours of 8 a.m. and 5 p.m. CDT. Find a mortgage lender in your community now. A mortgagee is a lenderspecifically, an entity that lends money to a borrower for the purpose of purchasing real estate. Neighborhood home loan lender for over 35 years, serving customers and real estate agents. This ability to assign rights to another party allows the mortgagee to sell the mortgagors loan on the secondary mortgage market. If a sign-in page does not automatically pop up in a new tab, click here. If you wish, please email me at. Learn how coverage works. Thu Mar 02 2023 21:28:19 GMT-0800 (Pacific Standard Time) Box 2937 Shawnee Mission KS 68201 816-237-7500, Norwest Mortgage, Inc. ISAOA/ATIMA PO Box 6502 Springfield OH 45501 702-878-0033, New Heights Lending6655 W. Sahara Ave D-112 Las Vegas NV 89146 702-998-2367, New American Funding Group LLC6655 W. Sahara Ave Las Vegas NV 89146 855.216.4366, New American Funding - Las Vegas8379 W. Sunset Rd. 3.5 Baths. ErrorCode: SDW-FCNFG-405. Another acronym commonly found in the mortgagee clause, which may be used in conjunction with ISAOA, is ATIMA, or as their interests may appear. This term is used to extend the insurance policy to include insurance coverage for other parties with whom the mortgagee tends to do business. By clicking Accept All Cookies, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. Mortgage Types. . process was smooth and easy e signing really helps with everyones busy schedules. For the purpose of this article, were going to focus on homeowners insurance, as its directly beneficial for both mortgagors and mortgagees. Full range of affordable loan programs and low down payment options. Please ensure any reference to the mortgagee clause contains the following address: HomeLoanServ, ISAOA/ATIMA. Terms Dallas, TX, Kim Voelker It ensures that the mortgagee will be paid out even if the mortgagor is responsible for the damage to the property. A right of first refusal clause gives the holder the right to purchase a property before it is listed or match an offer made by another party. For additional licensing information, go towww.nmlsconsumeraccess.org. FINANCIAL FREEDOM 800-441-4428. Would recommend them to anyone I know. Although I am self employed and the nature of my business made it very difficult to get the loan we still managed to get it done! I would definitely recommend them to my family, friends and anyone who needs a mortgage. For your security, after five failed login . Get pre-approved and take a big step toward buying your new home. State Home Mortgage Month-End Payment Cut-Offs 2022. Established in 1987. Find a lender. If you are interested in Evergreen Home Loans, make sure to talk with one of its representatives to see what their customer service is like with our limited number of Evergreen Home Loans reviews, the quality of customer service is inconclusive. Equal Housing Lender. . Licensed in AL #21875, AZ #0926930, AK #110480, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #4131346. Visit jdpower.com/awards for more information. Rocklin, CA, Jodi Brittell Features include an enclosed sun room, 2 car attached garage and large deck (40x20) overlooking an inground pool. Extremely professional team. As youve learned, a mortgagee is a mortgage lender. Worst decision I made in my 30 year career in mortgage. Las Vegas, NV, Nakita Moler Bainbridge Island, WA, Joshua Callaway $124. Anyone who lends you money to buy a home and enters into a mortgage contract with you can be a mortgagee. Stockton, CA, Emily Lebens It has unique digital services that streamline the loan application and underwriting process, all while providing you with helpful mortgage tools and up-to-date information on your loan. Evergreen Home Loans Fast Facts Direct-to-consumer retail mortgage lender with branches in six states A dba of Evergreen Moneysource Mortgage Company Offers home purchase, construction, and refinance loans Founded in 1987, headquartered in Bellevue, Washington Funded roughly $3.5 billion in home loans last year The best part of our experience is that you have Jenny S and Juan S, they are the reason we use you professionally and personally. If you do not have an account, please contact your loan officer and they will assist you with the application process. Seattle, WA, Victoria Nuccio ET Sat 8 a.m.-6:30 p.m. Chris was wonderful. Condo located at 3155 S Archer Ave Unit 2N, Chicago, IL 60608 sold for $187,000 on Mar 9, 2017. Most of the time, these property insurance policies include a mortgagee clause. Thank you Amy & Evergreen team! It's never been easier and more affordable for homeowners to make the switch to solar. Box 1221 Revenna OH 44266 800-968-7700 248-250-5336, Fleet Bank - Home EquityISAOA/ATIM A P.O. TAX BILLS ARE AUTOMATICALLY PAID BY STATE HOME MORTGAGE AND COPIES DO NOT NEED TO BE SENT IN UNLESS IT IS THE RESULT OF A RECENT TAX EXEMPTION. Box 598 Amelia OH 45102 800-972-3030 800-972-3030, First Option Mortgage3770 Howard Hughes Pkwy 195 Las Vegas NV 702-669-5400 702-662-4451, Family Mortgage Inc4562 Spring Mountain Rd.Las Vegas NV 702.216.3000 702-216-3006, First Mortgage Corportation2920 N. Green Valley Pkwy 814 Las Vegas NV 89146 702-451-7331, Firstnet Mortgage2830 S. Jones Blvd.Las Vegas NV 89146, GMAC Mortgage CorporationISAOA/ATIM A P.O. This process is automatic. The clause is an important measure that mortgagees take to protect their investment in a mortgagors property. Your closed loan information, monthly payments and more. An appraisal is a fair market valuation of property, such as real estate, a business, collectible, or an antique, by the estimate of an authorized person. Fax: 888-218-9257. Down Payment. Each time you log in, you will be asked to enter a username and password as well as an additional six-digit code, which you can choose to receive by email, text, or phone call. Evergreen Home Loans 8945 W. Russell Rd. 350 Las Vegas NV 89113 702-534-6100 F855-256-3718, Bank of America, NA 602 15 yr fixed, FHA & VA ISAOA/ATIM A P.O. I was laid off due to my managers resignation. A solution for homebuyers and home sellers. 21089148 702-260-6063 702-538-9507 First Bank of Colorado ISAOA/ATIM A PO Box 17028 Denver CO 850217 800-964-3444 877-720-5702 First Franklin Financial Corp.ISAOA/ATIM A 150 Allegheny Center Mall Pittsburgh PA 15212 706-886-7571 800-282-0709 Now is a great time to secure a home loan. This means that if a mortgagor is unable to keep up with monthly mortgage payments and defaults on the loan, the mortgagee can foreclose on the property and sell it to recoup costs. We look forward to working with Evergreen for any financing needs in the future! Seattle, WA, Lissa Lebens Evergreen provided well-organized, reliable support throughout our home buying process. HomeLoan Serv has updated their mortgagee clause. Understand the whole process from A to Z. Masone Rhonda Masone Sarah Harlan Susan Masone Timothy Masone Timothy Masone Albert Christy Amanda Clause View Free Details. Everything was very straightforward.m and extremely accessible. Ms.P was amazing! Because of this strong guarantee, sellers will sometimes choose an offer with the Security Plus Seller Guarantee over another higher-priced offer due to the peace of mind that the loan will go through. Banking and Lending Customer Service: Banking and Lending Customer Service: 800-853-9586. 2 Baths. www.evergreenhomeloans.com is using a security service for protection against online attacks. Although you now understand the basics of mortgagee clauses, there are still some unfamiliar terms that youll find in the clause. Mortgagees will require mortgagors to buy enough insurance to cover their entire property in order to protect their investment. Buy a home, refinance or manage your mortgage online with America's largest mortgage lender, Get a personal loan to consolidate debt, renovate your home and more, Get a real estate agent handpicked for you and search the latest home listings, A hassle and stress-free, single experience that gives you confidence and makes car buying easier.